Why People Want to use a retirement account to invest in a Golden Visa Fund?
Let’s start with the logic.
A Self-Directed IRA (SDIRA) gives U.S. investors the ability to invest their retirement savings into alternative assets like real estate, private equity, or offshore funds — while maintaining tax-deferred growth.
And the Portugal Golden Visa? It looks like the perfect match:
- You already have funds in your retirement account.
- You wouldn’t need to use cash or liquidate taxable investments.
- You’d get EU residency, diversified exposure, and potential long-term returns — all in a tax-advantaged wrapper.
Sounds like a brilliant hack.
But it’s not. It’s a legal and tax disaster waiting to happen.
How is it done? SDIRA > LLC > LDA > GV FUND
Recently, various promoters started offering a structure whereby the Self-Directed IRA invests in a U.S. LLC, that than goes on to fund a Portuguese Limited Company (Lda.) that is owned by the beneficial owner who then goes on to make a Gold...